Lowdown on loans
Student loans got you down? Don’t despair! There are options to be considered even though bankruptcy is out.
There are ways to reduce, modify or eliminate federal loans. The longer it takes to pay off a loan, the costlier it becomes because of interest and late fees. Under incomebased programs, payments are limited to 15 percent or less of income and any debt after 25 years is forgiven. After 2014, payments are limited to 10 percent of income, and forgiven after 20 years. Certain teaching programs eliminate up to $5,000 after five years, and some programs eliminate up to $17,500 completely. Many other options are available.
Still can’t find a job after graduation? Plenty of truck driving jobs are available.
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Patterson is tireless
Since my wife and I retired and relocated to the Central Coast nearly 10 years ago, we have been in a position to do volunteer work for several community organizations, feeling that we should all return something to our community.
After attending many community events and fundraisers, we have noticed that the one element they have in common is the participation of our county supervisor, Jim Patterson. These events are typically held in the evenings and on weekends after regular working hours for supervisors.
Mr. Patterson is obviously devoted to his community and sees his role as a supervisor as much more than a 9-to-5 job. We are particularly grateful to him for his tireless work on behalf of the proposed new Atascadero library. Clearly, he is the kind of public servant we need working for our community. Please join us in voting for Jim Patterson for supervisor.
A Bike Month Blast
It is time to dust off your bike after a not-sorainy winter because Bike Month is here. Start the month right by attending Ira’s Memorial Bikefest 2012 on Saturday, May 12. This year’s event will be dedicated to longtime bike advocate and friend, Ira Hughes.
Bikefest will be at Branch Street Deli in the Village of Arroyo Grande from 1 to 4 p.m. Join our annual bike parade around the Village led by the famous Mr. Eco.
We will meet at the bandstand on Nelson Street at 12:20 p.m. After the parade, everyone will head to Branch Street Deli to listen to music performed by Moon Pie. Special guests will be Mr. Eco and C.J. Silas of ESPN Radio.
Sign up for Rideshare’s Commuter Challenge or become a new member of the Bike Coalition, and you will be eligible to win a bicycle provided by the SLO Bike Coalition. Other great cycling prizes will be given away by Lezyne.com .
Come join New Belgium Brewing, Lezyne, Rideshare, the SLO Bike Coalition and Branch Street Deli at the Ira’s Memorial Bikefest 2012. It is going to be a blast.
This morning I went to Lake San Antonio to practice for the Wildflower Triathlon next weekend. Much to my surprise, I saw the young men of the Grizzly Academy working hard to make this amazing event happen. They were kind and friendly to my son and me, offering us smiles and words of encouragement as we completed the course.
I would like to applaud the young men of the Grizzly Academy for their outstanding performance at our local athletic events. I love to compete in local running races and triathlons. I am always grateful to these young men for setting up/taking down the courses, handing out water, cheering for slow pokes like me, and most of all for their wonderful attitude toward helping our community be happy, healthy and fit.
Thank you, gentlemen, you are making this world a better place one race at atime!
San Luis Obispo
Hill is hard-working
Kudos to The Tribune for endorsing Supervisor Adam Hill.
Adam Hill has the qualities that we are lucky to find in someone willing to devote his time to public service. He is smart, hard-working, does not have any other agenda than trying to do what is best for the citizens of this county.
The job of supervisor is not an easy one and the problems are not always solvable. However, we really need people like Adam Hill to give it their best effort.
Adam Hill’s particular concern about dealing with the seemingly unsolvable problem of homelessness in this county is inspiring.
The county of San Luis Obispo needs Adam Hill. Please vote for him.
James M. Duenow
San Luis Obispo
According to the New York Times article on Apple published April 29 in The Tribune, this California-born and based corporate giant has been using loopholes in our tax system to avoid paying over a billion dollars per year in state taxes, with its tax rate last year at 9.8 percent, compared with Wal-Mart’s 24 percent.
California’s current debt is approximately $88 billion and growing, and we are faced with reduced funding for schools, state parks, transportation, etc., and considering a tax increase to attempt to balance the budget. While I’m no fan of how the Legislature has managed its spending, if Apple (and other corporations manipulating the system in this way) simply paid its fair share, potentially reducing annual profits of $34 billion to a mere $28 billion, our state problems would be much less severe.
And really, isn’t a $28 billion profit enough?