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      <title><![CDATA[SanLuisObispo.com: Personal Finance]]></title>
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         <title>SanLuisObispo.com</title>
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      <description>News, sports and entertainment from SanLuisObispo.com</description>
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      <copyright>Copyright 2012 SanLuisObispo.com</copyright>

      <category domain="sanluisobispo.com">Personal Finance</category>
      <ttl>60</ttl>
<item>
    <title><![CDATA[IRS to business owners: Did you file your 1099s?]]></title>
    <link>http://www.sanluisobispo.com/2012/02/09/1941538/irs-to-business-owners-did-you.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/09/1941538/irs-to-business-owners-did-you.html</guid>
    <pubDate>Thu, 09 Feb 2012 10:30 PST</pubDate>
    <description><![CDATA[Business owners will find two new questions on their income tax forms this year:]]></description>
<author><![CDATA[AP Business Writer (JOYCE M. ROSENBERG)]]></author>
</item> <item>
    <title><![CDATA[For college bound, a look at financial aid changes]]></title>
    <link>http://www.sanluisobispo.com/2012/02/08/1939981/for-college-bound-a-look-at-financial.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/08/1939981/for-college-bound-a-look-at-financial.html</guid>
    <pubDate>Wed, 08 Feb 2012 13:10 PST</pubDate>
    <description><![CDATA[The mad dash to cobble together college funding will soon be under way.]]></description>
<author><![CDATA[AP Personal Finance Writer (CANDICE CHOI)]]></author>
</item> <item>
    <title><![CDATA[Romance & Finance: 5 financial tips for couples]]></title>
    <link>http://www.sanluisobispo.com/2012/02/08/1939871/romance-finance-5-financial-tips.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/08/1939871/romance-finance-5-financial-tips.html</guid>
    <pubDate>Wed, 08 Feb 2012 08:52 PST</pubDate>
    <description><![CDATA[This may sound like a heartless thought, but Valentine's Day is tough on the wallet.]]></description>
<author><![CDATA[AP Personal Finance Writer (DAVE CARPENTER)]]></author>
</item> <item>
    <title><![CDATA[Student debt pushing more people toward bankruptcy, lawyers say]]></title>
    <link>http://www.sanluisobispo.com/2012/02/07/1938898/student-debt-pushing-more-people.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/07/1938898/student-debt-pushing-more-people.html</guid>
    <pubDate>Tue, 07 Feb 2012 15:52 PST</pubDate>
    <description><![CDATA[Student-loan debt is pushing an increasing number of young people and their parents toward bankruptcy, according to a survey released Tuesday.]]></description>
<author><![CDATA[Los Angeles Times (WALTER HAMILTON)]]></author>
</item> <item>
    <title><![CDATA[Moves to lower your tax bill]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1937460/moves-to-lower-your-tax-bill.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1937460/moves-to-lower-your-tax-bill.html</guid>
    <pubDate>Mon, 06 Feb 2012 13:05 PST</pubDate>
    <description><![CDATA[Death and taxes might be certain, but the latter changes each year.]]></description>
<author><![CDATA[The Baltimore Sun (EILEEN AMBROSE)]]></author>
</item> <item>
    <title><![CDATA[610,000 ditched banks in 'fee-asco']]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1937410/610000-ditched-banks-in-fee-asco.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1937410/610000-ditched-banks-in-fee-asco.html</guid>
    <pubDate>Mon, 06 Feb 2012 12:17 PST</pubDate>
    <description><![CDATA[Exactly three months ago, many bank customers were fuming. They didn't like big bank bailouts, and they didn't like the $5 debit card fees that Bank of America and other institutions were rolling out.]]></description>
<author><![CDATA[McClatchy Newspapers (CLAUDIA BUCK)]]></author>
</item> <item>
    <title><![CDATA[Tax-related identity theft is growing problem]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936946/tax-related-identity-theft-is.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936946/tax-related-identity-theft-is.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:16 PST</pubDate>
    <description><![CDATA[Mark my words; we're going to be hearing a lot more about cyber-crooks stealing tax refund money.]]></description>
<author><![CDATA[Detroit Free Press (SUSAN TOMPOR)]]></author>
</item> <item>
    <title><![CDATA[Thieves preying on tax returns, IRS says]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936948/thieves-preying-on-tax-returns.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936948/thieves-preying-on-tax-returns.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:16 PST</pubDate>
    <description><![CDATA[FORT LAUDERDALE, Fla. - If you haven't filed your tax return yet, someone may have filed it for you.]]></description>
<author><![CDATA[Sun Sentinel (DONNA GEHRKE-WHITE)]]></author>
</item> <item>
    <title><![CDATA[In anti-fee climate, banks quietly raise revenue elsewhere]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936945/in-anti-fee-climate-banks-quietly.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936945/in-anti-fee-climate-banks-quietly.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:16 PST</pubDate>
    <description><![CDATA[CHARLOTTE, N.C. - Three months after banks scrapped plans for debit card fees, it's becoming clearer how they intend to recoup money lost in the Dodd-Frank financial reform law.]]></description>
<author><![CDATA[McClatchy Newspapers (ANDREW DUNN)]]></author>
</item> <item>
    <title><![CDATA[Ask the Experts: What looks attractive for investors?]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936943/ask-the-experts-what-looks-attractive.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936943/ask-the-experts-what-looks-attractive.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:16 PST</pubDate>
    <description><![CDATA[With the economy starting to perk up, investors are wondering where they should be looking next.]]></description>
<author><![CDATA[McClatchy Newspapers (CLAUDIA BUCK)]]></author>
</item> <item>
    <title><![CDATA[Priciest college rarely the best choice, authors say]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936933/priciest-college-rarely-the-best.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936933/priciest-college-rarely-the-best.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:06 PST</pubDate>
    <description><![CDATA[After reading Carol Stack and Ruth Vedviks' book on college financial aid, I came to one inescapable conclusion: It's much better to be a payee than a payer.]]></description>
<author><![CDATA[McClatchy Newspapers (STEVE ROSEN)]]></author>
</item> <item>
    <title><![CDATA[Strong work ethic, simple tastes built retirement success story]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936934/strong-work-ethic-simple-tastes.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936934/strong-work-ethic-simple-tastes.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:06 PST</pubDate>
    <description><![CDATA[FORT LAUDERDALE, Fla. - Jorge Castilla wasn't thinking of his future retirement when he was washing dishes as a second job or helping his wife, Rose, sew clothes for extra money.]]></description>
<author><![CDATA[Sun Sentinel (DONNA GEHRKE-WHITE)]]></author>
</item> <item>
    <title><![CDATA[On The Money: The dirt on bonds]]></title>
    <link>http://www.sanluisobispo.com/2012/02/06/1936927/on-the-money-the-dirt-on-bonds.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/06/1936927/on-the-money-the-dirt-on-bonds.html</guid>
    <pubDate>Mon, 06 Feb 2012 05:06 PST</pubDate>
    <description><![CDATA[Bonds add diversity to a portfolio. They also come in a variety of forms, from corporate and municipal to government.]]></description>
<author><![CDATA[McClatchy-Tribune News Service (CHUCK MYERS)]]></author>
</item> <item>
    <title><![CDATA[Why small companies' stocks deserve a closer look]]></title>
    <link>http://www.sanluisobispo.com/2012/02/05/1936030/why-small-companies-stocks-deserve.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/05/1936030/why-small-companies-stocks-deserve.html</guid>
    <pubDate>Sun, 05 Feb 2012 09:20 PST</pubDate>
    <description><![CDATA[Underperforming money managers are losing their most reliable scapegoat.]]></description>
<author><![CDATA[AP Business Writer (DANIEL WAGNER)]]></author>
</item> <item>
    <title><![CDATA[Q&#38;A: Make life insurance a premium consideration]]></title>
    <link>http://www.sanluisobispo.com/2012/02/05/1935836/qa-make-life-insurance-a-premium.html</link>
    <guid>http://www.sanluisobispo.com/2012/02/05/1935836/qa-make-life-insurance-a-premium.html</guid>
    <pubDate>Sun, 05 Feb 2012 00:10 PST</pubDate>
    <description><![CDATA[Buying life insurance isn't a sexy purchase, but it's fundamental to financial planning. That's why it's alarming that ownership of policies in the U.S. is at a 50-year low.]]></description>
<author><![CDATA[Chicago Tribune (GREGORY KARP)]]></author>
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