Posted: 1:13 pm Thursday, Oct. 16, 2008
Updated: 8:25 am Tuesday, Dec. 30, 2008
Susan and Ed Cox
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closeSusan and Ed Cox fell in love with San Luis Obispo County when one of their sons attended Cal Poly in the 1990s. So, four years ago, they sold their home in Agoura Hills and moved to Morro Bay, where they can now enjoy sunsets on the ocean.
Susan, 61, had battled breast cancer in her 50s, and the couple wanted to reduce stress in their lives. She had been a college adviser at a high school in Southern California; Ed the president of Phillips Graduate Institute in Encino.
Despite selling their Agoura Hills home for just under $1 million and having investments (Susan had some stocks and retirement from PERS and Ed had a 401k and IRA) they decided to take on new jobs here.
Susan initially volunteered at Morro Bay High School’s Career Center, and then worked three years in a paid position there. She retired for a second time in June, and now is eager to spend more time volunteering and visiting her three children and three grandchildren.
Ed, 63, on the other hand, is semi-retired, bringing in a six-figure income as an executive coach, which he plans to continue for at least five years.
“If I stopped right now, we would be drawing down on our resources,’’ he said. “Then, we would be worried. That’s why I will continue to work. I also feel that I can and want to.’’
The couple, married 38 years, said their success was a combination of luck (selling their home at the right time) and planning ahead.
“Anyone in our position, no matter how well prepared or unprepared, should see a financial adviser,’’ Susan said. “When you make some plans, you start to feel like you have some power. Not knowing is the worst thing.’’
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